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Free Appraiser Referral Service
Free Instant Home Values
No Sign-up Required!
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Featured Loan Officer:
Lanelle Martin
West Horizon Financial Inc.

Phone: (206) 686-5585
510-LO-34317

Home Appraisal Needs:
Primary and Secondary Mortgages
Mortgage Refinancing
Employee Relocation
Private Mortgage Insurance Removal
Estate Planning
Divorce Settlement
Our investment in training and technology has helped our customers greatly reduce their workload. By offering online appraisal ordering, coupled with automatic report status updates and electronic delivery of the final product, we're able to eliminate the run around and phone tag hassles associated with this process saving us both money.
We keep our rates competitive with anybody in the industry by offering:
Short Turn-Around Times
Highest Quality Appraisal Reports
Online Status Reports
Electronic Ordering and Delivery
Competitive Pricing
Through our website, ordering an appraisal is just a click away. Or spend a little time to find out a bit more about the appraisal business. The more you know, the better decision you can make.
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How to Prepare for an Appraisal
For homeowners, a real estate appraisal is the linchpin to buying or selling their home. It allows the property transactions to occur among the buyer, seller, real estate agent and mortgage lender.
Before an Appraiser arrives, there are a few things you should know. By law, an appraiser must be state licensed to perform appraisals prepared for federally related transactions. Also by law, you are entitled to receive a copy of the completed appraisal report from your lender.
To facilitate the appraisal process, it's beneficial to have these documents ready for the appraiser:
- A plot plan or survey of the house and land (if readily available)
- Information on the latest purchase of the property in the last three years
- Written property agreements, such as a maintenance agreement for a shared driveway
- List of personal property to be sold with the home
- Title policy that describes encroachments or easements
- Most recent real estate tax bill and or legal description of the property
- Home inspection reports, or other recent reports for termites, EIFS (synthetic stucco) wall systems, septic systems and wells
- Brag sheet that lists major home improvements and upgrades, the date of their installation and their cost (for example, the addition of central air conditioning or roof repairs) and permit confirmation (if available)
- A copy of the current listing agreement and broker's data sheet and Purchase Agreement if a sale is "pending".
- Information on "Homeowners Associations" or condominium covenants and fees.
- A list of "Proposed" improvements if the property is to be appraised "As Complete".
Once your appraiser has arrived, you do not need to accompany him or her along on the entire site inspection, but you should be available to answer questions about your property and be willing to point out any home improvements.
Here are some other suggestions:
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Today's Rates:
| 30-yr Fixed | 6.45% | 6.66% | | 15-yr Fixed | 6.04% | 6.36% | | 1-yr Adj | 5.27% | 6.54% |
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| We lend in the following states: WA, OR, ID, NV, CA and have Affiliates in all 50 States. West Horizon Financial Inc. 510-MB-24616 |
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